So, how does Credit Counseling work?

Based on the information gathered during the assessment, we’ll work with you to create a personalized budget that aligns with your financial goals. We’ll provide you with valuable financial education resources to help you better understand money management, budgeting techniques, and strategies for improving your credit score.

If it’s determined that a Debt Management Plan is the right solution for you, we’ll negotiate with your creditors on your behalf to establish a repayment plan that fits your budget. This plan may include reduced interest rates, waived fees, and consolidated monthly payments. We’ll help you stick to the plan and provide ongoing support throughout the repayment process.

Understanding your credit report is essential for improving your financial health. We’ll review your credit report with you, identify any errors or inaccuracies, and provide guidance on how to dispute them. We’ll also offer tips on how to build and maintain good credit habits.

Our commitment to your financial success doesn’t end after your initial sessions. We’ll be here to provide ongoing support and guidance as you work towards your financial goals. Whether you have questions about budgeting, managing debt, or improving your credit score, our team of experts is always here to help.

We understand that discussing your finances can be sensitive. Rest assured that all information shared with us is kept strictly confidential. We treat every client with the utmost respect and dignity, regardless of their financial situation.

Our goal is not just to help you manage your debt, but to empower you to take control of your financial future. We’ll work together to develop strategies for long-term financial stability and provide the accountability you need to stay on track.